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Making Your Dreams Come True

Pay Lower Interest Rates
A Home Equity Line of Credit lets you borrow money when you want, at rates that are far below those paid on typical credit cards. And it gives you convenient access to your funds - as easy as using a credit card or writing a check.

Deduct the Interest you Pay
How many loans let you write off the interest on your taxes! That's pretty hard to beat. But because you are using the equity in your home, the interest may very well be deductible for you. When in doubt, consult your tax adviser regarding your eligibility for this added perk.

Convenience and Flexibility
A Home Equity Line of Credit gives you the flexibility to borrow what you need, pay it back, and then borrow again as new needs arise. There's no need to reapply for a separate loan each time. It's simply the most convenient way to get cash, at a low rate, whenever you want it.

A Home Equity Line of Credit
A Home Equity Line of Credit from the State Bank of Cross Plains lets you borrow money when you want, and it gives you convenient access to your funds. It's as easy as using a credit card or writing a check.
  • Pay interest rates that are far below those paid on typical credit cards.
  • Deduct the interest you pay from your taxes. (contact your tax advisor for specific information)
  • Get convenience and flexibility that's hard to beat.
  • Spend your money any way you like.
We're eager to show you how your Home Equity Line of Credit can unlock the hidden potential in your home. For details, contact one of our Personal Bankers for more information at
  • Cross Plains: (608) 798-3961
  • Middleton East: (608) 828-2980
  • Middleton West: (608) 828-2285
  • Mount Horeb: (608) 437-8968
  • Madison: (608) 826-3500
  • Oregon: (608) 835-2750
  • Verona: (608) 848-2370
  • Waunakee: (608) 849-2700

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