Fraud Protection

Life is easier when you have friends watching your back. Here at the State Bank of Cross Plains we pride ourselves on vigilance. You've worked hard for your money, now let us work hard to keep it safe. 

Businessman holding up a secured tabletCheck Positive Pay

With Check Positive Pay, you can be sure that no one will be able to compromise your account and cash flow. Check Positive Pay is an image based fraud prevention service which compares checks presented for payment against checks that you upload into our system. Unauthorized checks will be flagged for your review. If the check is fraudulent, no need to close the account or spend valuable time notifying vendors of an account change, just simply reject the check. This is a convenient way to gain peace of mind and added security by reducing your exposure to check fraud. 

Features and Benefits:

  • Reduce check fraud risk
  • Compare check number and dollar amount before checks are paid against your account
  • Review actual images of the check and its details for approval
  • Enjoy ease of use through eCorp Online Banking  

Security lock icon Automated Clearing House (ACH) Positive Pay

ACH Positive Pay is a fraud prevention service that is designed to give you piece of mind while conducting ACH transactions. ACH activity can be filtered or blocked, allowing you to have full control of your funds. When a vendor debits your account for the first time, you will be alerted. You can either decline the transaction, accept it one time, or add them as a vendor. If you add them as a vendor, you can set limits to make sure they are not taking more funds than allowed. This is a great product to give you the added security, added control and allow you to reduce the cost of writing checks. 

Features and Benefits: 

  • You have complete control over ACH debits
  • Dramatically reduces the cost and risk of ACH fraud losses
  • Easy to access through eCorp Online Banking anytime, anywhere
  • Always have your bills paid on time, at the right amount, without the cost of writing checks

Automated Clearing House (ACH) Debit Block

ACH Debit Block is an easy and secure way to block all ACH transactions from an account. Once this is established, any ACH transaction that hits the account will be rejected. With a simple and intuitive one-step initiation process your accounts will be protected for the life of the account. 

Features and Benefits:

  • Block all ACH debits from hitting the account
  • No need to worry about ACH fraud 
  • One time setup 

Post No CheckeBank icon

Post No Check gives you the peace of mind that all checks presented against the account will be rejected. If you are not writing checks on an account, do not give fraudsters the opportunity to do it. Add Post No Check and feel secure.

Features and Benefits:

  • Blocks all checks presented against the account
  • No need to worry about check fraud
  • One time setup

In addition to our Business Fraud Protection, we also offer: 

For more information on all of your Business Fraud Protection needs contact us today. Call (855) 256-7328