Life is easier when you have friends watching your back. Here at the State Bank of Cross Plains we pride ourselves on vigilance. You've worked hard for your money, now let us work hard to keep it safe. 

Check Positive Pay

With Check Positive Pay, you can be sure that no one will be able to compromise your account and cash flow. Check Positive Pay is an image based fraud prevention service which compares checks presented for payment against checks that you upload into our system. Unauthorized checks will be flagged for your review. If the check is fraudulent, no need to close the account or spend valuable time notifying vendors of an account change, just simply reject the check. This is a convenient way to gain peace of mind and added security by reducing your exposure to check fraud. 

Features and Benefits:

• Reduce check fraud risk
  
• Compare check number and dollar amount before checks are paid against your account
  
• Review actual images of the check and its details for approval
  
• Enjoy ease of use through eCorp Online Banking  

Automated Clearing House (ACH) Positive Pay

ACH Positive Pay is a fraud prevention service that is designed to give you piece of mind while conducting ACH transactions. ACH activity can be filtered or blocked, allowing you to have full control of your funds. When a vendor debits your account for the first time, you will be alerted. You can either decline the transaction, accept it one time, or add them as a vendor. If you add them as a vendor, you can set limits to make sure they are not taking more funds than allowed. This is a great product to give you the added security, added control and allow you to reduce the cost of writing checks. 

Features and Benefits: 

• You have complete control over ACH debits
• Dramatically reduces the cost and risk of ACH fraud losses
• Easy to access through eCorp Online Banking anytime, anywhere
• Always have your bills paid on time, at the right amount, without the cost of writing checks