Cards & Payments

Shop with confidence.
We're all about making money matters easier for our customers. Our credit and debit cards offer the convenience cash and checks do not. Now with CardValet® for both Debit and Credit, it's even easier to use your card!

CardValet® allows you to turn your Debit or Credit Cards "on" or "off" at anytime. When they are "off" ... no one can use your cards. Turn them "on" when you're ready to use them:

Helps safeguard your cards from fraud

Lets you define areas where your card can be used

Limit purchase by the type of merchant

Set limits on the dollar amount

Instantly change your settings, giving you complete control over your cards

Download CardValet® today

Personal Visa Credit Cards

State Bank of Cross Plains has several options to choose from when it comes to swiping.


Visa Variable Rate Classic Card

Visa Variable Rate Platinum Card

EMV chip card for added security

No annual fee

Emergency cash disbursement

Lost/stolen card replacement

Auto rental collision damage waiver

Travel accident Insurance

Trip cancellation/trip interruption

Lost luggage reimbursement

Zero liability

UChoose Rewards

Visa Checkout , Apple Pay , Samsung Pay & Android Pay

To apply for a Personal Visa Credit Card,download the application and contact us today. Call (608) 798-2400 or (855) 256-7328 or visit us at any of our convenient locations.

Finally, a rewards program that’s based on giving you a choice — on where to shop and what to get for all the points you earn. There’s never been a better time to start using your State Bank of Cross Plains credit or debit card for all your purchases. Redeem points for millions of items and use your points to choose from a wide array of products, travel experiences and activities, event tickets, merchant gift cards, cash, and much more!

Shop In-Store or Online to Earn. Watch your points add up fast by earning several ways!
  • Earn 1 point per $1.00 on credit for every time you use your card and sign for your purchases. Earn 1 point per $2.00 on debit for every time you use your card on purchases.
  • Plus, you’ll earn additional points when you shop at retailers participating in the program. Visit for the latest offers and a full list of participating retailers. 

Earn the most points in the shortest amount of time by using your card for all your shopping needs, whether in-store or online.

Register for uChoose Rewards Today! 

FAQ about UChoose Rewards

logo for verified by visa online security service

Verified by Visa is designed to make online purchases more secure by ensuring payments are made by the correct account owner. Verified by Visa wants to build consumer confidence while online shopping, making it a similar experience purchasing in a physical shopping environment.

Verified by Visa works behind the scenes, so there may be times you are asked to provide more information regarding your purchase, but this helps make certain that you're the only person using your card online! 

You still get Visa's comprehensive fraud protection, but with Verified by Visa you get, an added layer of security when you enter credit card information online.

Extra layer of security for online purchases

Confidence in knowing that it is safe to shop online

 Verified by Visa offers an easy-to-use interface if necessary

Enroll Now

Lost or Stolen

Notify us immediately if your card is lost or stolen

Call (608) 798-2400 or (855) 256-7328

We are available:

7 am – 6 pm CST Monday – Friday 

8 am – 12 pm CST Saturday 

Debit card after Business hours: 800-554-8969

Credit card after Business hours: 855-574-1510

Credit Card Agreement

To obtain a copy of your Credit Card Agreement, Please email and include your name, contact information and subject line "Visa Agreement Request." Or you can call us at (855) 256-7328.


Notify us of your travel plans to ensure you have full use of your card while you travel.

Call (608) 798-2400 or (855) 256-7328

We are available:

7 am – 6 pm CST Monday – Friday 

8 am – 12 pm CST Saturday 

Visa Debit Card 
  • EMV Chip Card for added security
  • Accepted anywhere you see the Visa or PULSE® logos
  • Used for purchases and ATM withdrawals
  • Funds automatically withdrawn from your State Bank of Cross Plains checking account
  • Money is protected by your Personal Identification Number (PIN)
  • Each transaction appears on your monthly statement and lists the merchant's name and location of your purchases or withdrawals.

To change your pin, visit a State Bank of Cross Plains ATM or call (800) 567-3451.

For more information on all of your Personal Visa Credit and Debit Card needs contact us today. Call (608) 798-2400 or (855) 256-7328

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