Home Equity

HOME EQUITY 

A HOME EQUITY LOAN

A Home Equity Loan at the State Bank of Cross Plains provides the money you need now with loan options that work for you.

Fixed Rate Loan Option
  • Great way to consolidate your debt.
  • Funds disbursed in one lump sum.
  • Fixed monthly payments for the life of the loan.
  • Deduct the interest you pay from your taxes. (Contact your Tax Advisor for specific information)
Adjustable Rate Loan Option
  • Great choice for borrowers looking to stay in their home for the short term.
  • Interest rate is locked for the initial period and then adjusts annually.
  • Monthly payments adjust as interest rates adjust.
  • Deduct the interest you pay from your taxes. (Contact your Tax Advisor for specific information)

To learn more about the benefits of a Home Equity Loan, contact one of our Personal Bankers or Apply online.


A HOME EQUITY LINE OF CREDIT

A Home Equity Line of Credit from the State Bank of Cross Plains lets you borrow money when you want, and it gives you convenient access to your funds. 

  • Pay interest rates that are far below those paid on typical credit cards.
  • Deduct the interest you pay from your taxes. (contact your Tax Advisor for specific information)
  • Flexibility of interest only monthly payments.
  • Access funds as needed without having to reapply.

We're eager to show you how your Home Equity Line of Credit can unlock the hidden potential in your home. For details, contact one of our Personal Bankers or Apply online.