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Example Blockquote or standout type. Sed dignissim lacinia nunc. Curabitur tortor.

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The following rates are effective January 8th, 2016.


Time Certificate of Deposits (CDs) and IRAs

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Account Type Interest Rate Annual Percentage Yield
3 Month CD % 0.10%
6 Month CD 0.25% 0.25%
12 Month CD 0.37% 0.37%
12 Month CD Accumulator CD 0.37% 0.37%
18 Month CD 0.40% 0.40%
24 Month CD 0.45% 0.45%
30 Month CD 0.60% 0.60%
36 Month CD 0.65% 0.65%
48 Month CD 1.10% 1.10%
12 Month Accumulator IRA
0.52% 0.52%
18 Month IRA 0.55% 0.55%
24 Month IRA CD 0.60% 0.60%
30 Month IRA CD 0.75% 0.75%
36 Month IRA CD 0.80% 0.80%
A SUBSTANTIAL PENALTY IS IMPOSED ON EARLY WITHDRAWALS.
ANNUAL PERCENTAGE YIELD ASSUMES INTEREST WILL REMAIN IN DEPOSIT UNTIL MATURITY.



Interest Rates on NOW account and Money Market Checking Accounts

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Account Interest Rate Account Value APY
Now Checking 0.08% Any Value 0.08%
Money Market Checking 0.00% $0 to $999.99 0.00%

0.15% $1,000 to $19.999.99 0.15%

0.20% $20,000 to 49,999.99 0.20%

0.20% $50,000 to $99,999.99
0.20%

0.25% $100,000 and above
0.25%
THE ABOVE REFERENCED ANNUAL PERCENTAGE YIELD ASSUMES MONTHLY COMPOUNDING OF INTEREST AND A MONTHLY CREDITING FREQUENCY.
FEES MAY AFFECT EARNINGS ON THE ACCOUNT.
RATES MAY CHANGE AFTER THE ACCOUNT IS OPENED.



Savings Account Information

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Account Interest Rate APY
Savings 0.12% 0.12%
Savings 0.12% 0.12%
Savings 0.12% 0.12%
Savings 0.12% 0.12%
Savings 0.12% 0.12%
Savings 0.12% 0.12%
Savings 0.12% 0.12%
Savings 0.12% 0.12%
Savings 0.12% 0.12%
THE ANNUAL PERCENTAGE YIELD ON SAVINGS ASSUMES QUARTERLY COMPOUNDING OF INTEREST AND A QUARTERLY CREDITING FREQUENCY.
SAVINGS ACCOUNT BALANCES UNDER $50.00 DO NOT EARN INTEREST.
INTEREST AND ANNUAL PERCENTAGE YIELD MAY CHANGE AT OUR DISCRETION.


ADDITIONAL FEES RELATED TO VARIOUS BANKING ACTIVITIES


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Check Printing Fee depends on style of check ordered
Garnishments $75.00
Levies
$75.00
Overdraft (each debit or check paid) $25.00
Non-sufficient funds (NSF) item (each) $25.00
Account Research $30.00 per hour
Copies $0.25 each
Account Balancing Assistance $30.00 per hour
Return Item Charge $6.00 per each
Telephone Transfer - Over $100 FREE
Telephone Transfer - Under $100 $2.00
Counter Checks Data
Stop Payments Data
Wire Transfer- incoming
Customer Data
Non-Customer Data
Wire Transfer - outgoing
Customer Data
Non-Customer Data
Foreign (customer) Data
Row Data
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Row Data
Row Data
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We may require not less than 7 days notice in writing before each withdrawal from an interest bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawals.